U.S. Credit Cards in 2026: High APRs, Bigger Bonuses & a Market Split Between Perks and Debt

Updated: January 2026 | United States The U.S. credit card market is entering 2026 with a strange mix of opportunity and pressure. Consumers are spending more than ever on cards, yet revolving balances and interest charges are at record highs. At the same time, banks are competing aggressively on rewards, welcome bonuses, and travel perks … Read more

2025–2026 U.S. Federal Tax Guide: Brackets, Deductions, Credits, and Key Rules

Executive Summary With the 2025 and 2026 tax years approaching, U.S. taxpayers will see inflation adjustments to tax brackets, standard deductions, and several credits. These annual updates help prevent “bracket creep” and preserve purchasing power. The seven federal tax rates remain unchanged, while income thresholds and deduction amounts increase slightly year-over-year. Additional IRS administrative changes … Read more