Simple Budgeting System for Americans Who Hate Spreadsheets
A Practical 2026 Guide to Managing Money Without Tracking Every Dollar By Sahil Mehta | Senior Personal Finance ContributorUpdated: February 4, 2026 On most Sunday nights, Emily tells herself she’ll “finally get serious” about her finances. She opens her laptop. Pulls up the budgeting file she created in January. Scrolls through rows of color-coded numbers. … Read more